PrivacyĪpple doesn’t monitor your purchases or store details, so you can make payments with confidence. But because Apple worked with major credit card companies and banks to give their users a convenient experience, there are no other hidden or additional charges for using the app.

No Additional or Hidden ChargesĪpple Pay deducts approximately 0.15% from each purchase, which results in less money for a merchant. With Apple Pay, you can make purchases even when you’re offline, including while your phone is in airplane mode. People love the fact that you don’t need an internet connection to make payments. This significantly decreases the likelihood of information theft or a security breach. In fact, Apple Pay doesn’t use your card number to make a purchase rather, it uses a token called a “device account number” to complete the transaction. Since you don’t need a physical debit/credit card, there’s a reduced risk of someone stealing your card(s) or their information. You may no longer need to carry debit/credit cards anymore, as most stores accept Apple Pay. To make payments via Apple Pay, simply move the phone close to an NFC scanner, and use the iPhone’s Touch ID to accept or make purchases. You can store your debit or credit card in the Apple Wallet for purchases. Like GPay or Google Pay, Apple Pay is a mobile payment service that allows users to make online purchases by means of contactless technology.Īpple Pay offers many benefits for Apple users: 1.

IDProtect® Identity Theft Protection ServiceĪpple Pay is a mobile payment software from Apple, a global tech giant.

Gpay on iphone